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Frequently Asked Questions

Do I need Home Contents Insurance?

Did you know that SARH insures the building in which you live, but we don’t insure your personal contents? It’s your responsibility to organise home contents insurance which covers your personal belongings from accidental damage, fire, flooding and theft.  

No matter how careful you are, accidents can happen and there’s always a risk that your belongings, such as carpets, furniture, curtains and electrical items could be damaged and need replacing. 

If you can’t afford to replace it, you should really think about insuring it! 

Please visit the Citizen’s Advice website for further contents insurance guidance.